The compromis has arrived
We finally received the signed compromis today by registered post - though we nearly didn't realise. Son and heir signed for the post, dumped it on one side and promptly forgot to mention it! I came across it by accident - our seven day cooling off period could have elapsed without us knowing.
The bank have confirmed they have received our medical insurance forms and have forwarded them to the insurance company - so just waiting for the 'ok'. We have also taken out a forward contract for the balance of the funds needed to pay for the house. I had telephoned our bank in the UK to determine how long it would take for the transfer of the sterling funds into our current account to clear. This was well ahead of the date that the notaire had said we would need to transfer the funds (in Euro) to him. I asked HIFX (our currency brokers) for advice on the best date for the swap - and the dipstick on the other end of the phone assured me two days after the cleared funds were in my current account would be fine. What he ommitted to tell me (until after he had secured the contract) was that we would have to have the cleared funds with HIFX on the date of the swap contract. Telephoning my bank I was advised - no way. Unless we paid £25 for a CHAPS transfer, the funds would take a week to get to HIFX!! I know £25 is not a vast sum of money but there was no way I was paying £25 because HIFX screwed up on the choice of date. So after a heated conversation with HIFX it was agreed - HIFX will wait until the funds have cleared by BACS - even if that is several days after the contract date.
We are still working through what we need for the house. I have bought quite a few things already (mainly kitchen stuff) but we had a big dilemma over china. The house is quite big (5 bedrooms) and there are five of us - plus other family and friends so we will need plenty of place settings. I wanted something pretty but not too expensive which we could happily put in the dishwasher. I remembered that I had quite a few 'completer' pieces for the Sarah's Garden range from Wedgwood that my sister had bought for me (at ridiculously low prices) when she worked there. I also had four dinner plates - not much but at least it was a start. I have since bought a 20 piece place setting for £31 from ebay, another 4 side plates for £9.99 - again from ebay. I had seen another 20 place setting for £52 but wasn't quick enough! I will keep watch - and if all else fails they sell the range in the local Wedgwood factory shop - though not at bargain basement prices. I'm hoping to et 12 place settings in total which should give us plenty and allow for breakages. And I have my Doulton wine glasses - bought for the grand sum of 50p each ;). A 16 place setting of cutlery (bamboo pattern) for the princely sum of £20..... Slowly but surely!
The bank have confirmed they have received our medical insurance forms and have forwarded them to the insurance company - so just waiting for the 'ok'. We have also taken out a forward contract for the balance of the funds needed to pay for the house. I had telephoned our bank in the UK to determine how long it would take for the transfer of the sterling funds into our current account to clear. This was well ahead of the date that the notaire had said we would need to transfer the funds (in Euro) to him. I asked HIFX (our currency brokers) for advice on the best date for the swap - and the dipstick on the other end of the phone assured me two days after the cleared funds were in my current account would be fine. What he ommitted to tell me (until after he had secured the contract) was that we would have to have the cleared funds with HIFX on the date of the swap contract. Telephoning my bank I was advised - no way. Unless we paid £25 for a CHAPS transfer, the funds would take a week to get to HIFX!! I know £25 is not a vast sum of money but there was no way I was paying £25 because HIFX screwed up on the choice of date. So after a heated conversation with HIFX it was agreed - HIFX will wait until the funds have cleared by BACS - even if that is several days after the contract date.
We are still working through what we need for the house. I have bought quite a few things already (mainly kitchen stuff) but we had a big dilemma over china. The house is quite big (5 bedrooms) and there are five of us - plus other family and friends so we will need plenty of place settings. I wanted something pretty but not too expensive which we could happily put in the dishwasher. I remembered that I had quite a few 'completer' pieces for the Sarah's Garden range from Wedgwood that my sister had bought for me (at ridiculously low prices) when she worked there. I also had four dinner plates - not much but at least it was a start. I have since bought a 20 piece place setting for £31 from ebay, another 4 side plates for £9.99 - again from ebay. I had seen another 20 place setting for £52 but wasn't quick enough! I will keep watch - and if all else fails they sell the range in the local Wedgwood factory shop - though not at bargain basement prices. I'm hoping to et 12 place settings in total which should give us plenty and allow for breakages. And I have my Doulton wine glasses - bought for the grand sum of 50p each ;). A 16 place setting of cutlery (bamboo pattern) for the princely sum of £20..... Slowly but surely!
posted by Me at
5:25 pm
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